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FAQs
Life Insurance
Sr. No. Topic
1. How can one arrive at the claim amount on the LIC policy? New Information New Information
2. Who should sign the Discharge Voucher of LIC under varying circumstances? New Information New Information
3. How can you stay protected with LIC policies if the key person important to your business dies? New Information New Information
4. What procedure should one follow to obtain a duplicate copy if the original LIC policy is lost? New Information New Information
5. How should one notify LIC in the change in address? New Information New Information
6. How to maintain all the premium receipts of LIC? New Information New Information
7. What are the requirements to settle the death claims of LIC policies? New Information New Information
8. How to ensure that the Form of Discharge of LIC is signed properly? New Information New Information
9. How to prevent my LIC policy from lapsing? New Information New Information
10. How can one revive a lapsed policy? New Information New Information
11. How to arrive at the claim amount on my LIC policy? New Information New Information
12. When can a nomination be done? New Information New Information
13. How do I surrender my policy?
14. How do I revive my policy that has lapsed?
15. What is nomination of the policy?
16. Can I change my nomination?
17. How do I notify my change in address?
18. What if I forget to make payment?
19. What If I lose my policy?
20. Can I assign a policy?
21. How do I make a maturity claim?
22. To whom is my death claim amount paid ?
23. How does the nominee/legal heir make a death claim ?
24. What additional requirements are there for an accident claim?
25. What additional requirements are there for a disability claim?
26. What conditions apply to a policy loan?
27. How do I surrender my policy?
28. Do I need to obtain a duplicate copy of my lost policy in case I wish to surrender my LIC policy? New Information New Information
29. What are the additional requirements to be fulfilled to settle death claims on LIC policies? New Information New Information
30. What are the requirements to be fulfilled for settling maturity claims of LIC? New Information New Information
31. What is the procedure for applying for a housing loan against my LIC policy? New Information New Information
32. What is Nomination ? New Information New Information
33. What is Assignment of an LIC policy? New Information New Information
34. What do you mean by a paid-up LIC policy? New Information New Information
35. How is the Paid-up value of an LIC policy calculated? New Information New Information
36. What benefits are not accrued to a Paid-up LIC policy? New Information New Information
37. Should I allow my LIC policy to become a paid-up one? New Information New Information
38. What is the Free Disability Benefit on LIC policies? New Information New Information
39. What is the date of commencement of risk for LIC policies? New Information New Information
40. What is an Annuity? New Information New Information
41. When do you receive Annuity payments on LIC policies? New Information New Information
42. What is the Unit-Linked Insurance Plan (ULIP)? New Information New Information
43. Who can attest the discharge vouchers of LIC policies? New Information New Information
44. Who should sign the Form of Discharge in case of LIC policies? New Information New Information
45. How can an NRI pay the premium on his LIC policy? New Information New Information
46. Can NRIs take Foreign-Currency policies of LIC? New Information New Information
47. What are the types of schemes offered by LIC to NRIs ? New Information New Information
48. What are Loyalty Additions on LIC policies? New Information New Information
49. What is Surrender Value? New Information New Information
50. What are the conditions under which my LIC policy may lapse? New Information New Information
51. Is there a difference between an Agent and a Broker? New Information New Information
52. Is there any other benefit of buying insurance other than the risk cover? New Information New Information
53. Who are Insurance Brokers? New Information New Information
54. Which policy qualifies for Bonus eligibility? New Information New Information
55. What is the Double Accident Benefit (DAB) on LIC policies? New Information New Information
56. What do you mean by Guaranteed Additions on LIC policies? New Information New Information